We offer a variety of individual plans. We have individual HMO’s , PPO’s, Traditional Indemnity plans, Fee for Service Plans and HSA plans. We offer plans with no deductibles and plans that have cost saving deductible options.

We also offer short term medical insurance plans with options of 30 days coverage to 360 days of coverage. These plans are ideal for people between jobs or starting a new job. Also perfect for college grads coming off parents insurance plan and still looking for that first job or just waiting for their employer to add them to the company group plan.

We represent:

HealthAmerica One, Assurant Health, Aetna Health, KeystoneBlue Individual HMO, DirectBlue PPO, Complete Care, PPO Blue Plans and GoldenRule by United Healthcare

Through these fine health insurers, we'll have the perfect plan to meet your specific needs at any budget.

HMO, Health Maintenance Organization
PPO, Preferred Provider Organization
HSA, Health Savings Account
Stand Alone Rx, Accident, Indemnity & HSA Bridge plans.

"My company has been a client of Benefits Plus+ of Pennsylvania Insurance Specialists for 2 years. Ric Tkac has always been very responsive and works in our best interest. He continuously looks to provide us with the best care at an affordable cost. When we have questions or concerns about our health care program, Ric is quick to get answers or he will make a personal visit to the office to explain the details. He’s been great to work with and makes heath care concerns less painful."

Donna J. Padezan, NPV Productions

"Ric is very honest and won't sell you products that you don't really need. He works hard to get you the best policy available at the best price."

Gary Salada, Owner The Penn Irwin Motel