For homeowners, protecting your mortgage is an important issue to consider. Your home is your most valuable asset. If you, your spouse, or both of you die, would your family be able to afford to continue living in your house? Our Mortgage Protection Life Insurance plans are designed to protect your family by providing cash to pay off the mortgage balance or to continue the monthly payments. We also offer special plans with a Return of Premium Rider.


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"Ric is very honest and won't sell you products that you don't really need. He works hard to get you the best policy available at the best price."

Gary Salada, Owner The Penn Irwin Motel

HealthAmerica / HealthAssurance, Aegon Insurance Group, Aetna, Allianz, Assurant, Cigna, Delta Dental, Humana, Sirius International, IMG,
Principal Financial Group, Spectera, TransAmerica, United Healthcare, Unum, UPMC Health Plan, Golden Rule, Highmark BC/BS and Medico

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